The best credit cards for car rentals will provide you with some protection in case you are in an accident. Primary rental insurance is available on some credit cards, making it easy to file a complaint. The primary rental insurance is available only to credit cards that have been used to pay rent. If you have personal auto insurance, you will have to go through that carrier, and the company won't be liable for nearly as much damage. Before you rent a car, make sure to verify your insurance coverage.
Chase Sapphire Preferred
A Chase Sapphire Preferred creditcard may be right for you if you are looking to rent a car. This credit card has flexible redemption and primary coverage. It also charges a low annual fee. The card also includes rental car insurance, which is undoubtedly one of the best in business. The card is available for domestic and international rentals. It also offers a 10% bonus when you earn points. In addition, the Chase Sapphire Preferred provides a year-end gift for every car rental you make with the card.
When you use your Chase Sapphire Reserve credit card for car rental, you can get primary insurance coverage for up to $75,000 per rental vehicle. This credit card offers discounts and perks at certain rental car agencies. Chase's Ultimate Rewards portal gives you 10x points for renting cars. Also, you can earn unlimited 3x points for other travel purchases including rentals cars. This card is one the most valuable travel rewards cards.
Capital One business cards
Capital One's business credit card is a good option if you frequently rent a car. Capital One offers many business credit cards. Each card has different requirements and benefits. These cards come with cashback and miles bonus. Before you make a decision, consider your spending habits. Capital One credit cards can offer you a greater cashback rate than other cards, so it may be easier to save money on gas. Before applying, be sure to understand all restrictions.
You must first know the creditworthiness and financial standing of your business before you apply for a Capital One Business Card. You may be eligible for a business credit card with a lower interest rates if your company isn't sole proprietor. Many cards offer introductory deals, including a lower APR and extra travel miles. Your credit score is a major factor in your ability to qualify for a card. Make sure you consider all factors relevant to your business.
Amex Platinum
Amex Platinum credit card is a great option if you rent a car often. Avis Preferred Membership allows you to skip lines, get a 25% discount, or upgrade to a first-class car. You can enjoy lower rates and faster check-in with Hertz Gold Plus status. All of these perks are free to you as an authorized user. In addition to saving you money on rental car rates, you'll also receive primary car rental insurance with the card.
The Amex Platinum card also comes with rental car insurance (also known as collision damage waiver). The primary coverage is up to $75,000 and can be used for as long as 30 days. Most cards offer only a limited amount of coverage. The downside of this coverage is that it requires you to file a claim with your car insurance provider, which can increase your monthly premium and is never fun. The good news about this coverage is that it is available to all, and there is no need to worry about a highdeductible.
U.S. Bank Altitude Reserve
The U.S. Bank Altitude Reserve Credit Card has many great features, but it's not the best card in this category when compared to other credit options. It boasts a fantastic rewards program that earns you five points for every dollar you spend on eligible travel purchases or prepaid hotels. You cannot redeem points for gas or restaurant purchases, unlike many credit cards. It is not a good choice for car rentals.
Many benefits can be derived from using the US Bank Altitude Reserve car rental credit card. The credit card provides trip delay insurance, extended warranty coverage on purchases, price protection and travel accident insurance. Travel assistance and accident insurance can be purchased if necessary, which includes evacuation coverage. These benefits are not the only ones. There are many other features included. If you plan to travel abroad for business or pleasure, you should consider using the US Bank Altitude Reserve credit card.