If you are involved in an accident, the best car rental credit card will offer you protection. Some credit cards have primary rental insurance, which makes filing a claim a lot easier. However, primary rental insurance is only available on credit cards used to pay for rentals. If you have personal insurance for your vehicle, the rental company will not be responsible for any damage. This is why you should carefully review your insurance coverage before renting a car.
Chase Sapphire Preferred
Chase Sapphire Preferred credit cards may be the best choice if your goal is to rent a car. The credit card provides primary coverage, flexible redemption options, and a low annual cost. As a bonus, it offers rental car insurance, arguably the best in the business. The card is available for domestic and international rentals. It also offers a 10% bonus when you earn points. In addition, the Chase Sapphire Preferred provides a year-end gift for every car rental you make with the card.
You can use your Chase Sapphire Reserve credit to rent a car. This will allow you to get primary insurance coverage up to $75,000 per vehicle. This credit card offers discounts and perks at certain rental car agencies. Your card can be used to rent cars. You also get 10x points for booking rental cars through Chase's Ultimate Rewards portal. Also, you can earn unlimited 3x points for other travel purchases including rentals cars. This card is one the most valuable travel rewards cards.
Capital One business cards
Capital One's business credit card is a good option if you frequently rent a car. Capital One offers different business credit card options with different benefits. These cards offer cashback and miles bonuses and you should consider your spending habits before making a decision. Capital One credit cards can offer you a greater cashback rate than other cards, so it may be easier to save money on gas. Before you apply, however, it is important to be aware of the restrictions.
Before you apply for Capital One business cards, you must know the creditworthiness of your business. You may be eligible for a business credit card with a lower interest rates if your company isn't sole proprietor. Many cards offer introductory offers, such as a lower introductory APR or extra travel miles. You should also know that your credit score plays a big role in whether you qualify or not, so make sure to consider all the factors that apply to your business.
Amex Platinum
Amex Platinum credit card is a great option if you rent a car often. Avis Preferred Status lets you skip the line, get 25% off, and receive a one class car upgrade. Hertz Gold PLUS status offers lower rates and faster check in. All of these perks are free to you as an authorized user. In addition to saving you money on rental car rates, you'll also receive primary car rental insurance with the card.
Amex Platinum cards also come with rental car insurance known as collision waiver. This card provides primary coverage up to $75,000 for a maximum of 30 days. Many cards only provide a few days. This coverage has a downside. You will need to file a claim with the car insurance provider. This can increase your monthly premium. The good news? You can have the coverage, and you don’t have to worry too much about your deductible.
U.S. Bank Altitude Reserve
Although the U.S. Bank Altitude Reserve card has many benefits, it is not as good as other credit cards in this area. The card offers a great rewards program, earning five points for every dollar spent on eligible travel purchases and prepaid hotels. However, unlike most credit cards, you are unable to redeem points for gas and restaurant orders. This makes it an unwise choice for car hire.
Many benefits can be derived from using the US Bank Altitude Reserve car rental credit card. You can get trip insurance, price protection, extended warranty protection and travel insurance. You can also avail of travel assistance and accident insurance if needed, including evacuation coverage. It also offers a number of additional features. Consider the US Bank Altitude Reserve Credit Card if you're planning on traveling abroad for business or pleasure.