Chase Sapphire Reserve
There are some exclusions to the Chase Sapphire Reserve creditcard's car rental insurance. The car rental insurance covers damage to other cars or property, but not injuries that you or your passengers may sustain. The credit card does offer many benefits that can help you make the most your rental car experience.
The card also includes Auto Rental Collision Damage Waiver, which is car rental insurance. This insurance covers most rental vehicles worldwide. This insurance is valid for both primary renters or authorized users. The coverage covers most rentals cars and can be extended up to seventy-thousand dollars.
Second, you could save money by combining your Chase Sapphire Reserve Credit Card with car rental coverage. A rental agency will often charge you for collision insurance, which can prove costly. By using your Sapphire Reserve credit card with car rental insurance, you'll avoid paying for this coverage and save $15 or more per day.
American Express
If you own an American Express card and intend to rent a car through a rental agency you should enroll in their car rental insurance. It is easy to log into your account online to select the coverage you desire. It is important to choose the type of card you will be most likely to use for rental. Once you've signed up, there is no cost to rent your first car. Once you have enrolled, you will be charged for the applicable premium coverage rate.
American Express offers two levels coverage for car hire insurance. The first one is called premium and includes primary coverage up to $100,000. However, this plan is not applicable to rental cars in Israel, New Zealand, Jamaica, Australia, or Israel. It does not cover vans or trucks with a gross vehicle weight exceeding 10,000 pounds, off-road vehicles, or vehicles older than 20 years. The policy does not cover vehicles rented from moving companies or auto body shops.
Capital One Venture Rewards
Capital One Venture rewards credit card with rental protection may be a good choice for frequent travelers. The card has no annual fee and offers decent rewards. The card offers travelers a range of travel protections including rental car insurance and emergency vehicle services. Members receive two complimentary annual visits to Capital One and Plaza Premium Lounges. Capital One opened their first lounge at Dallas/Fort Worth International Airport (DFW) in 2017. Capital One's virtual number and warranty protection are also available to you.
The Capital One Venture offers a car rental insurance policy that covers physical damage and theft. This card also earns 5x miles per car rental and hotel stay. Capital One Venture card allows you to redeem your miles at an agreed value. Additionally, the card includes a purchase eraser tool that allows you erase eligible purchases by using your miles.