The best credit card for car rentals will give you some protection if you get into an accident. Primary rental insurance is available on some credit cards, making it easy to file a complaint. Primary rental insurance is only available to credit cards that are used to rent. If you have personal insurance for your vehicle, the rental company will not be responsible for any damage. That is why it's important to check your insurance coverage carefully before you rent a car.
Chase Sapphire Preferred
If you plan to rent a car, a Chase Sapphire Preferred credit card may be the right choice for you. This credit card offers primary coverage, flexible point redemption, and a low annual fee. As an added bonus, the card provides rental car insurance that is undoubtedly the best. The card covers almost all domestic and international rentals and offers a 10% bonus on point earning. The Chase Sapphire Preferred also offers a year-end gift for each car rental that you make using the card.
When you use your Chase Sapphire Reserve credit card for car rental, you can get primary insurance coverage for up to $75,000 per rental vehicle. This credit card offers discounts and perks at certain rental car agencies. Using your card for rental cars also offers 10x points on rental cars booked through Chase's Ultimate Rewards portal. Also, you can earn unlimited 3x points for other travel purchases including rentals cars. This credit card is one of the best travel rewards cards you can use.
Capital One business cards
Capital One has a credit card for business that can be used to rent cars frequently. Capital One offers various business credit cards with different benefits and requirements. These cards are available with miles and cashback, but you should be mindful of your spending habits before signing up. Capital One credit cards have a higher cashback rate than some other cards. You may find it easier and more cost-effective to fuel your car with Capital One cards. However, you should make sure that you know the limitations before you apply.
Before applying for a Capital One business card, you need to know your business's creditworthiness. A business card can be applied for by anyone who is not the sole proprietor. Many cards offer introductory deals, including a lower APR and extra travel miles. Your credit score is a major factor in your ability to qualify for a card. Make sure you consider all factors relevant to your business.
Amex Platinum
The Amex Platinum credit cards offers many benefits if you frequently rent a car. You can skip the line and receive a 25% discount. Also, you get an upgrade to a top-of-the-line car. Hertz Gold PLUS status offers lower rates and faster check in. As an authorized user, all of these perks come at no cost to you. The card will save you money on rental car prices and provide primary car rental insurance.
Another benefit of the Amex Platinum card is that it comes with rental car insurance, known as collision damage waiver. It offers primary coverage of up $75,000 for up 30 days. This is in contrast to most cards that only provide limited coverage. This coverage comes with a drawback. It requires that you file a claim to your car insurance provider. This could increase your monthly premium. The good news is that the coverage is available to you, and you don't have to worry about paying a high deductible.
U.S. Bank Altitude Reserve
Although it has many advantages over other credit cards, the U.S. Bank Altitude Reserve is not a slam-dunk in this particular area. It boasts a fantastic rewards program that earns you five points for every dollar you spend on eligible travel purchases or prepaid hotels. Unlike many other credit cards, however, you cannot redeem points for gas and restaurant purchases. This makes it a bad choice for car rental.
You will reap many benefits from the US Bank Altitude Reserve Credit Card for Car Rental. The credit card also provides trip delay insurance, extended warranty protection on purchases and price protection. There is also travel accident insurance. Travel assistance and accident insurance can be purchased if necessary, which includes evacuation coverage. In addition to these benefits, it also comes with a variety of other features. If you plan to travel abroad for business or pleasure, you should consider using the US Bank Altitude Reserve credit card.